sending some Christmas cheer

I can't believe the months is half over and I'm still contemplating the photo to use for our family Christmas card.  Sigh.   

This layout, using Karen Foster Design products featured at last year's tradeshow, showcases our photo card from 2009.  The kids were just being silly when I snapped this shot and it turned out so much better than the "stand still and smile" posed photos.   

Do you send Christmas cards or a newsletter or a combo of both?  Do you handwrite all of your cards?   Do you make your holiday cards?  

Time to work on those photos so I can get them in the mail sometime this week or early next.  Falalalala.